Payment Methods:

Instant EFT by Payfast allows online shoppers with access to internet banking to make an Electronic Funds Transfer (EFT) that is instantly verified.

You then have the choice to create a payment automatically on the Payfast system or to load the payment yourself through your preferred banking portal. Supported banks: FNB, ABSA, STANDARD BANK, NEDBANK, CAPITEC, INVESTEC, TYMEBANK, AFRICAN BANK.

How Instant EFT works

1 The buyer selects their bank and logs in using their online banking credentials.
2 Next they choose from which account they will be making the payment.
3 Buyers then verify the payment with their bank on their mobile device.
4 The payment is processed and instantly reflects in your PayFast account.

Credit and Cheque Cards

Credit and cheque cards issued by Visa and Mastercard are the most popular and trusted online payment methods around the world, including South Africa.

How credit and cheque cards work

1 During the checkout process, buyers are prompted to enter their credit or cheque card details.
2 The 3D Secure page will then appear where they will need to authenticate themselves with their bank using either a password or a one-time PIN (OTP).
3 Buyers can then make the payment, which once processed will show in your PayFast account.

Debit Cards

Debit cards issued by Maestro and Visa Electron can be used to make online purchases through Payfast.

How debit cards work

1 Debit card payments can be made using cards issued by Visa Electron and Maestro.
2 When the buyer chooses to pay by debit card at checkout they are prompted to enter their registered mobile phone number.
3 Next the buyer enters their debit card details and PIN on their mobile phone.
4 Once the payment is processed it will instantly show in your PayFast account.

Masterpass

A free digital wallet from Mastercard that enables online shoppers to quickly and securely check out and make online payments.

How Masterpass works

1 After the buyer selects Masterpass as their payment method during checkout, they are shown a QR code.
2 Buyers can scan the QR code by using the Masterpass App on their mobile device or complete the payment within the Masterpass App, if checking out on mobile
3 The payment is authorised with their bank PIN and once processed, it will instantly reflect in your PayFast account.

For more details and a video describing the process please visit https://www.payfast.co.za/features/payment-methods/masterpass

Zapper

Zapper is a free ‘scan to pay’ app that makes payments convenient and secure for both online shoppers and merchants.

How Zapper works

1 Zapper stores credit and cheque card details through secure encryption on a buyer’s phone.
2 During checkout, the buyer simply selects Zapper as their payment method and scans the QR code displayed on the screen with their smartphone.
3 Once the payment is processed it will instantly reflect in your PayFast account.